Est. 2015 · Prosperity
Correct trust structuring is the foundation of building and protecting real wealth. We guide you from your first consultation through registration, administration and the ongoing management of your structure.
Trust structuring is the strategic creation of trusts to protect and manage assets like property investments, for estate planning, wealth preservation and asset protection. Done correctly, it is the single biggest lever a serious investor has.
You have made the decision to build into the correct structure, or to restructure. We register the Family Trust and Holdings Trust that fit your goals, drafting and executing every document, and we take the time to walk you through the fundamentals one-on-one.
Trusts are admin intensive. We handle the detail, recordkeeping, annual general meetings, resolutions and compliance, and can act as your independent trustee, so you stay focused on reaching your investment goals.
Is your personal name on your property deeds? Then your assets are exposed. We set up the property company that owns your properties correctly, and in compliance with every relevant law.
Under the Trust Property Control Act 57 of 1988, a trust is a structure into which property is transferred, then administered by trustees on behalf of beneficiaries in accordance with the trust deed. In plain terms, control over property is transferred to a person or organisation (the trustee) for the benefit of someone else (the beneficiary).
A trust provides for asset protection, reduces the costs on death (good estate planning), increases financing capacity (you build a bigger portfolio buying in an entity rather than your own name), and delivers real tax benefits through the conduit principle, which lets you pay less tax in a trust than in any other structure.
If you want to build a property portfolio over your lifetime, which is the best way to build wealth, there is no substitute for a proper structure. When you acquire investment properties, acquire them in a company, with a Holdings Trust holding that company's shares.
Yes. To build a prosperous life you want at least two trusts. A Family Trust to preserve your wealth, a low or no-risk trust used mainly to protect your assets. And a separate Holdings Trust that holds the shares in the companies that own your properties, which is where you build and grow your wealth.
The short answer is yes. It is important that an entity owns your properties, not you personally. You do not want assets, or large debt, in your own name. Restructuring can be costly, but the longer you delay the bigger the problem and the higher the cost.
The Family Trust is where you preserve wealth, a low or no-risk trust used to protect your assets. Its two main jobs are to acquire paid-off personal assets over your lifetime, and to let funds flow through to your property structure. Ideally you donate to it, use the annual exemptions, then lend to your property structure from it. Its three reasons to exist: asset protection, tax benefits, and estate planning.
Tailored trusts deliver asset protection, estate planning, wealth preservation and tax optimisation together. You safeguard your assets, minimise taxes, protect your legacy, and make sure your beneficiaries are taken care of according to your wishes.
We have helped thousands of clients prosper through proper structuring and property investment. Are you ready to do the same?
